2nd Mortgage Story

We just closed our apartment on Friday afternoon. We ended up with less money than expected because of the closure costs are so high. There will be close to our coast house new single on August 10 and the closure will be greater than expected, too! In any event, we will be about $ 4000 short of closing costs for the new house. Better to let mortgage or getting a second mortgage on the first? I do not know how it works. Thank you. I prefer to leave them in the first mortgage. A second constraint to add additional closing costs and interest rates would be higher. The only program I know you can roll the closing costs of a purchase is the federal Rural Housing Program. Maybe it just before the implosion of the subprime market, but lenders have tightened significantly.